Your own settlement infrastructure, fully operated
Build and operate a production-grade settlement system without a 5-year engineering project. Atreasury's Settlement Suite gives you batch processing, real-time clearing, multi-currency netting, and a clean settlement ledger — deployed in weeks.
Designed for banks, payment service providers, mobile money operators, and fintechs who need to own their settlement stack.
Current Batch
Batch #2024-1847
Processing
Settlement Value
$8,420,500
4,821
Settled
312
Processing
48
Pending
6
Failed
Recent Settlement Lines
STL-20241102-0018
RTGS · NGN
₦42,000,000
SETTLEDSTL-20241102-0017
SEPA · EUR
€18,400
PROCESSINGSTL-20241102-0016
SWIFT · USD
$284,000
PENDING5M+
Daily Transactions Processed
<2s
Real-Time Settlement Latency
99.99%
System Availability
15+
Payment Rails Supported
Settlement Modes
Batch, real-time, or hybrid — your choice
Configure the right settlement model for each payment type. Mix batch and real-time settlement across different corridors, currencies, and counterparty types.
Batch Settlement
Aggregate transactions over a defined window (hourly, end-of-day) and settle in a single net batch. Lower rail cost, predictable cycles.
Real-Time Settlement
Settle each transaction individually as it occurs. Immediate finality for high-value or time-sensitive payments where counterparty risk cannot be held.
Hybrid Settlement
Route transactions to batch or real-time settlement automatically based on configurable rules — value threshold, transaction type, counterparty rating, or time of day.
Settlement Infrastructure
Production-grade, from day one
Multi-Currency Netting Engine
Net multilateral obligations across counterparties in each currency, drastically reducing the gross value of rails traffic and correspondent banking fees.
Settlement Ledger Management
A clean, double-entry settlement ledger records every debit, credit, and net position movement. Full audit trail from individual transaction to final net settlement.
Clearing Window Management
Define multiple clearing windows per day per currency and rail. The engine automatically collects, nets, and submits settlement instructions at each window close.
Failed Payment Handling
Automated retry logic, failed payment queue management, and counterparty notification workflows ensure every failed settlement is tracked to resolution.
Correspondent Banking Integration
Direct integration with correspondent banks via SWIFT MT103/MT202, local RTGS, and ISO 20022 message formats. Full message lifecycle tracking and acknowledgement handling.
Liquidity Position Feedback
Every settled transaction feeds back into the Atreasury cash position in real time. Settlement activity is always reflected in your live liquidity view without manual reconciliation.
Rail Coverage
Settle across every major payment rail
SWIFT MT/MX
Cross-border wire transfers
SEPA (SCT/SDD)
Euro zone clearing
ACH & FedWire
US domestic rails
RTGS (Local)
African central bank RTGS
Faster Payments
UK instant payments
NIBSS (Nigeria)
NIP & NCS clearing
GhIPSS (Ghana)
Ghana interbank settlement
Mobile Money
M-Pesa, MTN, Airtel
Own your settlement infrastructure
Talk to our engineers about deploying the Atreasury Settlement Suite for your payment operation.